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NJ Insurance Points Schedule

New Jersey Car Insurance Insurance Eligibility Points
39:4 50 Operating a motor vehicle under the influence of alcohol(DUI) or drugs =9 points
39:4 50.4 Refusal to submit to a chemical test = 9 points
2C:11 2 Vehicular homicide = 9 points
39:3 40 Operating a motor vehicle while driving privilege is suspended = 9 points
39:6B 2 Operating a motor vehicle without liability insurance =9 points
39:6A 15 Misrepresentation of insurance coverage = 9 points
39:3 37 Obtaining a driver's license or; registration through deception =5 points
39:3 38 Make or use counterfeit plate or plates other than issued =5 points
39:3 38.1 Make, alter or counterfeit driver's license or registration =5 points

39:6B2 Failure to Carry Proper NJ Car Insurance - First offense is a $300.00 fine, a period of community service and one year loss of drivers license. Subsequent offense is a $500.00 fine, 14 days in jail and 30 days community service, followed by a two (2) year loss of driving privileges.

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