Free Help is available from Licensed Certified NJPAIP, Producers.

All About Insurance Inc
1820 Rt 33 Ste 11
Neptune, NJ 07753

American Insurance Associates
2520 Highway 35 Suite 105
Manasquan, NJ 08736

Bay Agency Ins Group Inc
93 East River Rd
Rumson, NJ 07760

Beer Family Ins Agcy Inc
249 Gordons Corner Rd
Manalapan, NJ 07726

Central Jersey Insurance Assoc
1151 Broad St, Ste 115
Shrewsbury, NJ 07702

Coastwide Insurance Associates
2517 Rt 35 Bldg F102
Manasquan, NJ 08736

Conover Beyer Associates Inc
2600 Rt 35
Manasquan, NJ 08736

Imc / Capacity Agency Llc
55 E Main St
Freehold, NJ 07728

Shore Points Ins Agency Llc
15 Coral Dr Ste B
Howell, NJ 07731

NJ Car insurance policies, assigned risk, for drivers with points, bad credit or any other reason that prevents you from obtaining a policy in the regular auto insurance marketplace in NJ. The points may be all moving violations or a combination of NJ Insurance Points and NJ MVC Points.

To find out how many points you have take a few minutes and order your NJ DMV Drivers abstract here for a small fee and review your NJ Driver License history.
Then return back here and click on NJ CAR Car insurance quotes help, click here for assistance. and you will be able to accurately get a NJPAIP Quote. If you know how many points you have or have been declined by two or more auto insurance companies in NJ go ahead and complete the quote request form now.

NJ eligible applicants must qualify for automobile insurance through either of the State of NJ mandated insurance plans:NJ PAIP Personal NJ CAIP Commercial NJ SAIP Medicaid Designated NJUZAR-Urban Zones.

NJ PERSONAL AUTOMOBILE INSURANCE.

All private passenger vehicles are mandated by NJ law to maintain automobile liability insurance, NJSA 39:6A. Personal auto coverage may be obtained on a voluntary basis or through the New Jersey Personal Automobile Insurance Assigned Risk Plan. Rate Filing Requirement - NJAC 11:3-16 Eligible Persons Regulation - NJAC 11:3-34 Standard/Nonstandard Regulation - NJAC 11:3-19 Underwriting Guidelines - NJAC 11:3-35

NJPAIP Rates are set by a state appointed assigned risk servicing organization.

If you have been told by your present insurance company that you need a NJPAIP policy you may purchase it, the policy is immediate and costs a little more and one of the NJ Car insurance companies --LADS -- binding coverage in New Jersey will be assigned your policy, neither you nor the insurance company may choose. The applications are "Assigned" to an insurance company so that they share the high risk drivers somewhat evenly.
NJPAIP-NJCAIP-NJUZAR- Rates are set by the state of New Jersey no shopping around needed

How long will you be in the State of NJ assigned or high risk driver insurance plan?

After you are assigned to a NJPAIP Assigned Risk automobile insurance carrier for points, the NJ car insurance carrier assigned to issue a policy and insure you, usually must keep you for up to three years. During your three years in the NJ assigned-risk insurance class driver, it is in your own best interest to keep your Insurance policy paid to date and current. As time passes without any driving accidents or violations, your odds of getting insurance on the voluntary market become greater and your njpaip certified producer will help you all along the way!