NJPAIP Car insurance NJ for drivers with NJ DMV points or insurance points that prevent coverage in the New jersey Voluntary car insurance marketplace. The points may be all moving violations or a combination of NJ Insurance Points and NJ MVC Points, they are added together for your total NJPAIP eligibility points. To find out how many points you have visit the NJ Motor Vehicle Commission- or order your 5 year abstract here -> NJ DMV - New Jersey Motor Vehicle Abstracts or call 609- 292-7500.

Then return back here and click onNJPAIP Car insurance quotes help, click here for assistance. and you will be able to accurately get a NJ PAIP Quote. If you know how many points you have or were cancelled mid term for non payment go ahead and complete the quote request now. ( you will need the non payment cancellation letter )when meeting with a NJPAIP certified producer for car insurance.

A NJPAIP auto insurance policy costs more than a New Jersey automobile insurance policy for preferred drivers. One of the NJ Car insurance companies binding coverage in New Jersey will be assigned your policy, neither you nor the insurance company may choose. The applications are assigned to an insurance company so that they share the high risk drivers somewhat evenly. NJPAIP Personal NJCAIP Commercial and NJUZAR- Rates are set and approved by the state of New Jersey Department of Banking and Insurance, and are administered by a national non profit organization.

That means you will not have to spend time shopping around like in the preferred market. The rates for high risk automobile insurance in New Jersey will depend on your driving record, your vehicle, and where you reside in NJ.