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NJPAIP minimum coverage and alternative options to stay legally insured and out of the road. Lower NJ Auto Insurance coverage means lower price, upgrade later if you want or not.
Use our NJPAIP minimum coverage auto insurance quote request form below for quick help.
Sometimes the budget doesn’t allow for extra items and the car insurance costs need to be kept in check. We understand and will help you find affordable coverage to operate your vehicle.
NJ-PAIP was established pursuant to N.J.S.A. 17:29D-1 and implemented by N.J.A.C. 11:3-2.1, NJPAIP car insurance is the residual market mechanism for high risk auto insurance in NJ. Offering provider help assisting New Jersey residents that have automobile insurance risks not eligible for personal New Jersey car insurance from preferred NJ Insurance Companies.
Getting yourself out of the NJ-PAIP high risk auto insurance pool category is going to take a little time. You may need to consider the following, cleaning up a bad driving record and paying your bills on time. Some factors will just fade with time.
Typically a New Jersey insurance company may rate a driver with no points for three years as a good or preferred risk. But there are a few things you can do to cut high risk auto insurance costs now! Consider driving an older car and dropping collision and comprehensive coverage’s. If you can accept the risk, carry lower amounts of other standard coverage’s.